THE INDUSTRY STANDARD
Subscription Budgets
- $99/year (Price increases often)
- Cloud-based (Data breach risk)
- Bank links break constantly
- They own your financial history
THE CHALLENGER
BudgetNote
- Free core version + $29.99 Pro (one-time)
- Offline Local-First (100% Private)
- Fast manual entry with tags, notes, limits, and goals
- You own your data (local vault plus export/backup tools)
Why Switch?
Stop "Renting" Your Budget
Budgeting shouldn't be another monthly bill. If you stop paying for YNAB, you lose access to your history. With BudgetNote, you buy the software and it's yours. Even if we disappear, your app still works.
Private by Default
BudgetNote stores your budgeting data in a local vault folder on your computer. We do not receive your transactions or financial history from the desktop app.
The "Manual" Advantage
Manual entry is only worth it if it stays quick. BudgetNote is built so you can add a transaction fast, keep every expense visible, and review your month without relying on bank sync.
Ready to own your finances?
Free core version available. Pro unlocks everything.
✓ 30-day money back guarantee on Pro